At this rate I will have paid for new unit because the visit fee is $75. 00. What recourse do I have, I've told them the unit needs replaced they keep sending tech to replace parts. One part is replaced and another breaks. Frustrating and I feel as if I am stuck. Let's face it, home warranty is no different than any other insurance, period. If you recognize that you are paying for something that may never be needed going in, then when you have a loss, you recognize the benefit. The 50 70 per loss/claim is your deductible, which you have to pay on any coverage, cell phone, auto, homeowners, etc. Each and every claim is a new loss. With that said, I will say, I had a home warranty on my "home from hell" in California, and Thank God we had it. They paid for a new furnace, new water heater, new well pump, just to mention a few things. 4/14 Started service. 5/16 Called in for a repair. 4/25 Service tech sent to my home. He was there less than 5 minutes and looked at my furnace. Quote came back that it would cost me over $2000, for a new flue, ductwork, etc. I asked how he knew I needed a flue when he never went near the chimney.

home warranty of america class action lawsuit

Guaranteed, hardly any installer or previous service guy will cover the little details that will get a denial in the future.